Facing the Mortgage Crisis

Mortgage and Foreclosure Terminology

There are many terms associated with foreclosure that are helpful to know. The links below provide you with the terminology you will need for a better understanding of the actions being taken by banks, lenders, and mortgage companies, as well as help you understand the process of protecting your house from foreclosure.

Save the Dream: Ohio’s Foreclosure Prevention Effort

Save the Dream provides information and highlights programs you can use to help save the dream of homeownership. Through this Web site you can learn about available resources, the value of working with local housing counselors, and the importance of contacting your mortgage servicer.

What if I See Mortgage Problems a Few Months Ahead?

What are the Duties of Housing Counselors?

Do I Have to Pay for Help?

Do These Questions Apply to You?

Do you have delinquent debt (not medical)? Delinquent debt neagtively affects credit scores. Down the line, you may need to refinance your mortgage, and a good credit score is essential. Are you behind on your mortgage or struggling to make payments? Depending on your situation, there may be assistance available for you. Call 211 for help in [...]

Facing Foreclosure: What You Should Remember

Act now and don’t ignore the problem! Contact your mortgage company as soon as you realize that you have a problem. Open and respond to all mail from your lender. 211 will direct you to a non-profit, HUD-approved, no-fee housing counselor. Stay in your home to make sure you qualify for assistance. Gather all of your paperwork and documents. Be [...]

Facing Foreclosure: What You Should Do

United Way’s Helplink 2-1-1 should be the first step you take in preventing the loss fo your home due to foreclosure.  United Way’s Helplink 2-1-1 takes calls 24 hours a day, 7 days a week, and their skilled and knowledgeable staff will direct you to the appropriate agencies that can aid you in your individual [...]

Options After Foreclosure

Is there a way to get my home back after foreclosure?